ATOM Securitization

ATOM Securitization automates the securitization operations lifecycle including asset management, fee administration, funding, derivatives, settlements and invoicing, cash management, and accounting activities.

Broad Coverage of Asset Types

Handles a wide variety of asset types including revolving facilities, amortizing receivables/loan pools, and ABS. ATOM supports floating rate, multi-currency, amortizing, and structured transactions

Comprehensive Fee Management

Powerful, user definable fee administration module automatically calculates, settles, and accounts for a wide range of fees including line of credit, used/unused commitment, administration, and equity fees

Entity Management

Robust entity definition functionality tracks all securitization related entities such as conduits, SPEs, lenders, sellers, guarantors, issuers, investors, broker/dealers, and banks

Real-time Limit Control

Comprehensive and flexible real-time limit control capability supports borrower, seller, portfolio and asset-class based limits

Funding

Supports all funding types including commercial paper, medium-term, and long-term funding

Derivatives

Provides functionality to administer the interest rate/currency swaps, FX, and hedges associated with asset funding

Mark-to-market

Full mark-to-market functionality for pricing loans, investments, debt, FX and derivatives

Settlements and Cash Management

Automatically schedules and calculates asset, funding, and derivatives settlements, including related invoicing

Detailed Accounting

Provides sub-ledger accounting functionality which produces accounting entries and balances for all asset, funding, fee and derivatives activities

Streamlined Automation

ATOM delivers comprehensive straight-through processing(STP), improved productivity and enhanced customer service by automating all aspects of transaction activity including automatic schedule calculation, rate administration, cash management, and accounting

Advanced Front-End

Web based user interface—requiring only a browser to access the application—yet delivers the functionality and performance of GUI based technologies including export capability to Microsoft Excel

Outstanding Performance

ATOM's server technology is built on mission critical, scalable architecture, easily handling high-volume loan portfolios