ATOM Securitization
ATOM Securitization automates the securitization operations lifecycle including asset management, fee administration, funding, derivatives, settlements and invoicing, cash management, and accounting activities.
Features and Benefits
ATOM Securitization has the following features and benefits:
- Broad Coverage of Asset Types: handles a wide variety of asset types including revolving facilities, amortizing receivables/loan pools, and ABS Bonds. ATOM supports floating rate, multi-currency, amortizing, and structured transactions.
- Comprehensive Fee Management: powerful, user definable fee administration module automatically calculates, settles, and accounts for a wide range of fees including line of credit, used/unused commitment, administration, and equity fees.
- Entity Management: robust entity definition functionality tracks all securitization related entities such as conduits, SPEs, lenders, sellers, guarantors, issuers, investors, broker/dealers, and banks.
- Real-time Limit Control: comprehensive and flexible real-time limit control capability supports borrower, seller, portfolio and asset-class based limits.
- Funding: supports all funding types including commercial paper, medium-term, and long-term funding.
- Derivatives: provides functionality to administer the interest rate/currency swaps, FX, and hedges associated with asset funding.
- Mark-to-market: full mark-to-market functionality for pricing loans, investments, debt, FX and derivatives.
- Settlements and Cash Management: automatically schedules and calculates asset, funding, and derivatives settlements, including related invoicing.
- Detailed Accounting: provides sub-ledger accounting functionality which produces accounting entries and balances for all asset, funding, fee and derivatives activities.
- Streamlined Automation: ATOM delivers comprehensive straight through processing, improved productivity and enhanced customer service by automating all aspects of transaction activity including automatic schedule calculation, rate administration, cash management, and accounting.
- Advanced Front-End: web based user interface - requiring only a browser to access the application – yet delivers the functionality and performance of GUI based technologies including export capability to Microsoft Excel.
- Outstanding Performance: ATOM’s server technology is built on mission critical, scalable architecture, easily handling high-volume loan portfolios.
For more information on ATOM Securitization, please contact us.